Location | Property | Owner | Value and Equity | Mortgage | Foreclosure | Transfer | Listing | My Data

Location

State - State in which the property is located.  

County - County in which the property is located.  

City - City in which the property is located.
 
ZIP Code - ZIP Code in which the property is located.  

Street Name - The name of the street without the street number, direction (N,SE) or type (Way, Rd,  Lane).  

Address Number - The number portion of the street address.  

Odd or Even - Is the property street number odd or even.  

Street Direction Prefix - The pre direction at the beginning of the street name - N, S, E, W, NE, NW, SE and  SW.  

Street Direction Postfix -
The post direction at ending of the street name - N, S, E, W, NE, NW, SE and SW.  

Address Complete -
Whether or not the property address is complete and not Unknown.  

Radius -
A radius (circle) around a point on the map. To add a radius search: first click  "Draw Radius" and then click and drag until the circle is your  desired shape and size, releasing your click to finish the shape. You can  adjust the center by dragging it. You can adjust the radius by dragging it or by setting it in shape information. You may only have one radius in your search criteria.  

Polygon -
One or more shapes outlining your search area. To add a rectangle: first click  "Draw Rectangle" and then click and drag until the rectangle is your desired shape and size, releasing your click to finish the shape. To add a multi-sided shape first click "Draw Polygon" and then click repeatedly to trace around the area you wish to search, being careful to add  a final click on the first point you set to close the shape. You can adjust shapes by dragging the handles at each corner. You may have multiple shapes, but they may not overlap.
 
Radar ID -
Unique ID for locating properties within PropertyRadar.  

APN -
 Assessors Parcel Number (APN) assigned by the tax assessors office to uniquely identify the property. Note that formatting, including dashes, must match - you may want to use quick search to find a property in that county to lookup the  proper format. Also note that in some counties APNs are formatted as book-page-lot, and you can enter just book-page to see all of the lots on  that page.  

Subdivision -
The name of the subdivision the property is located in as provided by the county assessor's office.  

Neighborhood -
The neighborhood, as defined by Zillow, in which the property is located.  

Zoning -
The city or county zoning code for the property.  

Tax Rate Area -
The tax rate area the property is located in as provided by the county assessor's office.  

Census Tract -
A geographic region defined for the purpose of taking a U.S. Census, usually coincides with city or town limits or other administrative areas. Enter as 6 digits without the decimal point. 

Carrier Route - The 4-character USPS delivery route code in which the property is located. The carrier route code begins with a letter to designate the type of carrier route and 3 digits identifying the route, e.g. R001.

Site Congressional District -
The number of the property's congressional district within the state, between 1st  and 53rd.  

(Back to Top)

Property

Basic Type - Basic property types, derived and standardized across counties from county Use Codes.

Advanced Type -
Advanced property types, derived and standardized across counties from county Use Codes.  

Local Use Code -
Municipal Use Code of the property.  

Beds -
The number of bedrooms in the primary structure.

Baths -
The number of bathrooms in the primary structure (.5 is toilet and sink only, .75 adds shower but no tub).

Square Footage -
The square footage of the property.  

Lot Size (SqFt) -
The size of the lot in square feet.

Lot Size (Acres) -
The size of the lot in acres.

Year Built -
The year the property was built. Note that the data gets increasingly unreliable the farther back in time you go, and the level of accuracy will vary by county.

Age (Years) -
Age in years of the primary structure of the property.

Units -
The number of units, if the property contains more than one.

Rooms -
The number of rooms in the property.

Stories -
The number of stories the primary structure has.  

Garage -
The number of garage spaces.  

HVAC -
Whether or not the property has a heating, ventilation, or air conditioning (HVAC)  system.  

Pool -
Whether or not the property has a swimming pool.
 
Fireplace -
Whether or not the primary structure has a fireplace.

Owner Occupied -
Whether or not the property is owner occupied. If the owner claims this property as their primary residence OR the owner's address is the same as the site address, this property is considered Owner Occupied.  

Site Vacant -
Whether or not the property has been identified as vacant by the United States Postal  Service. This data is made available in order to suppress mailing to undeliverable addresses.  

(Back to Top)

Owner

Ownership Type - The type of ownership: individual, husband and wife, multiple owners, corporate or trust.  

Owner Name -
Each person or entity that has been extracted as an owner of the property from  assessor or recorder documents.  

Has Owner Phone -
Whether or not we have a phone number for any owner of the property.  

Mailing Address -
The owner's mailing address per county tax assessor records.

Mailing City -
The owner's mailing city per county tax assessor records.

Mailing Zip Code -
The owner's zip code per county tax assessor records.

Mailing State -
The owner's state per county tax assessor records.  

Same Mailing Address -
 Whether or not the mailing address for the property tax bill is the same as the property address. This is commonly used as an indicator of whether or not the property is Owner Occupied, and in many areas is a good way to determine which properties are likely to be rentals. In some areas, however, there is no mail delivery to the property and therefore the owner's mailing  address may be different even though they do occupy the property.
 
Same County -
 Whether or not the owner's mailing address is in the same county as the property. This can be very useful for finding rental owners who live too far away to take care of their property. These owners may be looking for property managers, to sell to another investor, or to list the property for sale with an agent.  

Same State -
Same State allows you to search for properties where the owner's mailing address is, or is not, in the same state as the property. This can be very useful for finding rental owners who live too far away to take care of their property. These owners may be looking for property managers, to sell to another investor, or to list the property for sale with an agent.  

Mailing Address Complete -
Whether or not the owner's mailing address is complete and not Unknown.  

Mail Vacant -
Whether or not the owner's mailing address has been identified as vacant by the United States Postal Service. This data is made available in order to suppress mailing to undeliverable addresses.  

Mail Congressional District -
The number of the owner's congressional district within the state, between 1st and 53rd, based on their mailing address.  

Owner Age -
The age of any owner of the property.  

Owner Birth Month -
The birth month of any owner of the property.

Owner Gender -
The gender of any owner of the property.

Owner Ethnicity -
The ethnicity of any owner of the property.

Owner Children Present -
Whether or not any owner of the property has children.

Owner Children Ages -
The age ranges of the children of any owner of the property.

Owner Adult Children Present -
Whether or not any owner of this property has adult children living at home.

Owner Marital Status -
The marital status of any owner of the property.

Owner Primary Language -
The primary language spoken by any owner of the property.

Owner Education -
The education level of any owner of the property.

Owner Income -
The estimated household income level of any owner of the property.

Owner Networth -
The estimated networth of any owner of the property.

Owner Occupation Group -
The occupation group of any owner of the property.
 
Owner is Business Owner -
Whether or not any owner of the property is a business owner.  

Owner Business at Home -
Whether or not any owner of the property has a home based business.

Owner Interests -
The hobbies and subjects any owner of the property has shown interest in.

Owner Charitable Giving -
The types of donations any owner of the property has made.  

(Back to Top)

Value and Equity

Est. Value (AVM) $ - The estimate of the property's value based on public records data. Referred to in the industry as an automated valuation model or AVM.

Est. Value / SqFt $ -
The estimated value per square foot (estimated value divided by sq ft).

Assessed Value $ -
Total taxable value of the property including land and improvements.

Assessed Value / Est. Value % -
Percentage of the value assessed by the county assessor to the estimated current value of the property.

HUD FM Rent $ -
Estimated rental value is based on HUD Fair Market Rental data.

Year Assessed -
Year the property was last assessed.

Annual Taxes $ -
Annual property taxes.

Est. Tax Rate % -
The % of  the $ amount of annual property taxes versus the total assessed value of the property.

Homeowner Tax Exemption -
Whether or not the owner of the property claimed the property as their primary residence in order to receive the homeowner's property tax exemption. In a resort area, which often have many second homes, lack of exemption more likely indicates second homes than rentals. Useful only in states or counties where homeowner exemption data is recorded. For other areas use the Owner Occupied search option.  

Land Value $ -
The assessed value of the land.

Improvements $ -
The assessed value of the buildings, structures and other improvements to the land.  

Est. Equity $ -
Estimated dollar value of the equity in the property calculated as estimated property value minus the sum of all loans which are modeled to be open on the property. For example a property with a first mortgage of $50,000, a second mortgage of $30,000 and an estimated value of $100,000 would have $20,000 in estimated equity.  

Est. Equity % -
 Estimated equity as a percent of the estimated property value taking into account all loans which are modeled to be open on the property. For example a property with an open $80,000 first mortgage and a property value of $100,000 would have 20% equity. It is not possible to have more than 100% equity since it is impossible to own more than all of something. It is however possible to have less than 0% equity, or negative equity, as it is possible to have loans for  more than the property is worth. Note that when searching for negative equity  of 10 to 15% you would enter -15 as the minimum equity percent and -10 and  the maximum because -10% is more equity than -15%. Also note that equity is tied to combined loan to value (CLTV). Searching for a maximum of -10% equity would be the same as a minimum 110% combined loan to value.  

CLTV % -
The combined loan amounts of all loans modeled to be open on the property as a percentage of the estimated property value. For example a property with a first mortgage of $50,000, a second mortgage of $30,000 and an estimated value of $100,000 would have a combined loan to value (CLTV) of 80%. Note that CLTV is tied to equity. Searching for a property with a minimum CLTV of 80% would be the same as searching for a maximum of 20 % estimated equity.  

Est. Total Loan Bal. $ -
The estimated combined amount of all open loans (noted as 1st, 2nd or 3rd) based on our computer model. Other loans may be open and not included here.  

Est. Cap Rate % -
Estimated  Cap Rate based on estimated value. Capitalization rate (or Cap Rate) is the ratio between the annual net operating income of the property, and its capital cost. This ratio shows the potential annual return on investment  (ROI) of the property assuming no financing is used. Our estimated cap rate is calculated as ((monthly rent x 12) - annual property taxes - estimated  insurance) / estimated value. Our estimate is a bit simplistic and would be more complete if we included other expenses, like vacancy allowances or utilities; and we included other capital costs, like improvements. Also see Estimated Cash Return for a cash-on-cash ROI analysis.  

Est. Cash Return % -
Estimated Cash Return based on estimated value. The cash-on-cash return is the ratio between the annual cash flow of the property, and the cash invested. Cash-on-cash return is used to calculate the potential annual cash return on investment of the property after financing. Our estimated cash return is calculated as ((monthly rent x 12) - annual property taxes - estimated  insurance - (monthly payments x 12)) / estimated value - financing. For  monthly payments and financing we assume standard fixed rate 30 year  financing. Our estimate is a bit simplistic and would be more complete if we  included other expenses, like vacancy allowances or utilities; and we included other capital costs, like improvements. Also see Estimated Cap Rate for a ROI analysis that excludes financing.  

(Back to Top)

Mortgage

First Loan Purpose - The purpose of the mortgage - purchase, rate and term refinance, cash out refinance, construction, home equity line (HELOC), or reverse mortgage.

Loan Type - The type of loan - conforming, non-conforming, private, seller carryback, FHA, VA, SBA, conventional or jumbo.

Date Recorded - The date the mortgage was recorded at the county.

Loan Concurrent - Whether or not this loan was made concurrently (at the same time) as another.

Loan Amount $ - The loan amount for the mortgage.  

Loan Cash Out $ - The estimated cash available to the borrower after refinancing or taking additional financing.

Loan to Value % - The loan amount as a percentage of the estimated value at the time of purchase or refinance.

Loan Term - The amortization period of the mortgage.

Loan Balloon - Whether or not the mortgage has a balloon payment.

Loan Original Lender Name - The lender name for the mortgage as originally recorded.

Loan Assigned - Whether or not the mortgage has been assigned to another lender.

Loan Assignment Date - The date of the most recent assignment of the mortgage.

Loan Current Lender Name - The lender name from the most recent assignment, or the original lender if the loan has never been assigned. 

Loan Rate Type - The type of interest rate - fixed, adjusted, or option (allows borrower to choose between payment options)

Loan Interest Rate % - The interest rate of the mortgage. Note that this will be estimated for fixed rate mortgages as the actual rate is not public record.

Loan ARM Index - The index used as the basis of an adjustable rate mortgage.

Loan ARM Margin - The interest added to the indexed rate on an adjustable rate mortgage.

Loan ARM Adjustment Frequency - How often the rate is adjusted on an adjustable rate mortgage. 

Loan ARM Initial Reset - The initial date on which the interest rate reset for an adjustable rate mortgage.

Loan ARM Next Reset - The next date, after the initial date, on which the interest rate is reset for an adjustable rate mortgage. 

Loan ARM Prepay Rider - Whether or not the adjustable rate mortgage has a prepayment rider. 

Loan ARM Prepay Exp Date - The expiration date of the prepayment penalty on an adjustable rate mortgage. 

Loan ARM Interest Only - Whether or not an adjustable rate mortgage has an interest only period.

Loan ARM Pay Option - Whether or not an adjustable rate mortgage has a pay option indicator. 

Loan ARM Negative Amortization - Whether or not an adjustable rate mortgage has a negative amortization indicator. 

(Back to Top)

Foreclosure

In Foreclosure - Whether or not the property is considered to be currently in foreclosure. In Foreclosure includes properties that are currently in one of the following stages of foreclosure: Preforeclosure (have recently had a notice of default  filed and have not yet been sold or had a notice of trustee sale filed); Auction (A notice of trustee sale has been filed, and the sale has not yet been held or cancelled); or the property is Bank Owned (foreclosure sale was  held, but did not receive any bids and the property is now bank owned and has  not yet been resold).
Do not use at the same time as Foreclosure Stage or you may get zero or misleading results.

Stage -
Foreclosure Stage(s): The current stage of foreclosure. You may select multiple stages to include in your results.

Date Notice Recorded -
The date the document was recorded at the county recorder's office. In some counties this may also be shown as the page.  

Notice Document Type -
The type of foreclosure document, Notice of Default (NOD), or Notice of Trustee Sales (NTS). We recommend using Foreclosure Stage instead of this criteria as it allows more detailed selection based on both document type and document status.

Notice Document Number -
The document number is a unique number assigned by the recorder's office to identify a particular document.  

Sale Date -
For notices of trustee sale: the date on which the sale is currently scheduled to occur for active foreclosures, or the last scheduled date for sales that have occurred or been cancelled. For notices of default (preforeclosures): this is the estimated date of when the sale could first occur.  

Prior Sale Date -
Trustee sales can be postponed one or more times. The prior sale date is the date the foreclosure was scheduled for prior to the current sale date.

Original Sale Date -
Trustee sales can be postponed one or more times. The original sale date is the date the foreclosure sale was initially published to be held on.  

Sale Time -
The time at which the foreclosure auction will be held.

Sale Place -
The address and city for the foreclosure auction.

Postponed For -
The  reason the sale was postponed to a future sale date. If the sale has not yet been postponed then the reason is set to original indicating that the current sale date is the original sale date. Multiple reasons can be selected.

Published Bid $ -
The published bid in the notice of trustee sale. Typically represents the total amount owed on the loan as of the original sale date. May be discounted when the lender sets the opening bid.  

Published Bid / Est Value % -
The published bid as a percentage of the estimated property value (AVM). For example to find properties with a published bid that is at least 30% below the property value, you would set the max value to 70%.

Opening Bid $ -
The amount the bidding will or did start at. May be discounted from the published bid.

Opening Bid / Est Value % -
The opening bid as a percentage of the estimated property value (AVM). For example to find properties with an opening bid that is at least 30% below the property value, you would set the max value to 70%.  

Winning Bid $ -
The winning bid at auction. If the property is sold back to the lender this is the same amount as the opening bid. If it is sold to a 3rd party this is at  least $.01 more.

Default Amount $ -
The amount shown in the notice of default which is required to bring the loan current as of the default date.

Default Date -
The date on which the default amount was calculated.  

Trustee -
The name of the trustee handling the foreclosure.

Trustee Phone -
Trustee phone number for sales updates, displayed in the format: 916-555-1212

TS Number -
Trustee Sales Number

Foreclosing Loan Position -
The estimated position of the loan in foreclosure versus other open loans on the  property at the time of foreclosure. Possible positions include the first, second or third mortgage. Note that we estimate these positions using a computer model and they should not be relied upon for purchasing without verification. You may select multiple positions to include in your results.    

Foreclosing Lender Name -
The name of the foreclosing lender.

Foreclosing Loan Amount $ -
The amount of the loan in foreclosure.

Foreclosing Loan Date -
The date the loan document (Deed of Trust) was recorded at the county recorder's office.   

Transfer

Transfer Type - The type of transfer the deed represents.

Transfer Date -
The date the transfer or sale was recorded at the county recorder's office.

Transfer Month -
Purchase month is the month the transfer took place, and is also referred to as the  anniversary date. This can be useful for sending annual reminders to buyers set to arrive during the month they originally purchased the property.

Transfer Document Type -
The type of document that was recorded. Common types include Deeds (Transfers), Deeds of Trust (Loans), Notices of Default (Defaults), Notices of Trustee Sale  (Auction), and Trustees Deed upon sale (Trustees Deed).  

Transfer Document Number -
The document number is a unique number assigned by the recorder's office to identify a particular document.  

Transfer Amount $ -
The amount of the transfer or sale recorded at the county recorder's office.

Down Payment $ -
Down payment is the amount of money the buyer put into the purchase in addition to any financing they may have received. Calculated as purchase price - total of all loans taken against property on day of purchase.  

Down Payment % -
Down payment is the percentage of money the buyer put into the purchase in addition to any financing they may have received. Calculated as purchase price - total of all loans taken against property on day of purchase.  

Cash Transfer -
Whether or not the transfer is a Cash Transfer. A transfer is considered a Cash Transfer when it is a market transfer with no simultaneous loans, indicating the buyer paid cash for the property.  

Was Listed -
Whether or not the property was listed prior to the transfer. A transfer is considered Was Listed if our database contains a listing that was active  within 180 days preceding the sale. This is particularly useful for finding sales that likely weren't recorded in the local multiple listing service (MLS).

Most Recent Change of  Ownership -
Whether or not the transfer was the most recent change of ownership. Most  Recent Change of Ownership limits searches to only include (or exclude) the most recent transaction involved in an ownership change. These transactions could be either Market or Non-Market.

Multiple Parcels - Whether or not the transfer included multiple parcels. Multiple parcels indicates that the recorded document referred to more than one parcel, and that there are other properties in addition to the one shown associated with this parcel.  

Number of Parcels -
The number of parcels included in the transfer document.

Buyer Name (Grantee) -
The party receiving title or interest in real property.

Seller Name (Grantor) -
The person transferring title to or an interest in real property.

Title Company -
The name of the title company that generally acts as the combined agent of the insurance company, the buyer, the seller, and any other parties related to a real the estate transaction, such as mortgage lenders. The title company reviews title, issues insurance policies, facilitates closings, and files and records paperwork.

COO Transfer Date -
The date the most recent change of ownership was recorded at the county recorder's office.

COO Transfer Type -
The transfer type of the most recent ownership change.

COO Purchase Amount $ -
The amount of the most recent change of ownership recorded at the county recorder's office. Not all change of ownerships will have an amount.  

COO Down Payment % -
Down payment at most recent change of ownership. Down payment is the percentage of money the buyer put into the purchase in addition to any financing they may have received. Calculated as purchase price - total of all loans taken against property on day of purchase. Not all change of ownerships will have a down payment.

COO Change in Amount $ -
Change in amount is the dollar increase or decrease in purchase amount from the previous change in ownership. Calculated as most recent change in ownership purchase amount minus the previous purchase amount.

COO Change in Amount % -
Change in amount is the percentage change in purchase amount from the previous change in ownership. Calculated as (most recent purchase amount - previous purchase amount) / previous purchase amount.

COO Months Since Prior -
Months since is the number of months between the most recent change in ownership and the previous change in ownership.

(Back to Top)

Listing

Listed for Sale - Whether or not the property is currently listed for sale (there is a current listing, with a status of 'Active'). Do not use at the same time as Listing Status or you may get zero or misleading results. Listing data is from 3rd parties and may be incomplete.

Listing Status -
The current status of the most recent listing on the property. Do not use at the same time as Listed For Sale or you may get zero or misleading results. Listing data is from 3rd parties and may be incomplete.

Listing Type -
The type of listing, which can be one or more of Market, REO, or Shortsale. REO stands for Real Estate Owned and is an industry term for properties which are owned by the bank after foreclosure. Shortsales are properties that are listed for sale by the owner, but on which the mortgage debt exceeds the asking price and therefore typically require lender approval. Market listings are normal for sale listings, typically by private properties, and with no lender approval required.

List Price $ -
The asking price of the property listed for sale.

Price Reduced -
Whether or not the current list price of the property was reduced from the prior list price.

Discount to Est. Value % -
The discount to estimated value is the percentage difference between the list price and the estimated value. It is calculated as 1-(list price / estimated value).

Listing Date -
The date the property was listed for sale.

Days on Market -
Number of days since the property was listed for sale. For properties that are no longer active, this is the number of days between the date the property was originally listed, and its final status (sold, expired, etc).

Status Date -
The date the listing status last changed. We check active listings for changes daily, and this date indicates the date of the last change, including new listings, price increases, price decreases, or change to status. This is useful for finding properties that sold, expired, had price changes, or became pending during a certain time frame. Note this will only find listings where the most recent status change is within the specified date range. For example, you can't use it to find listings that were pending in January, if that listing is now sold, or if  there is a new listing on the property.

(Back to Top)

My Data

Include List - Include properties from the selected list or lists. May be used to create a subset of an existing list by adding additional criteria, or to combine more than one list.

Exclude List -
Exclude properties that are within a selected list. Often referred to in marketing as a suppression list this is most often used to do things like exclude existing customers from marketing aimed at new customers.

Interest Level -
The level of interest you selected for the property, from 1 to 5 stars.
 
Status -
The status you selected for the property. You can customize the various status level names in Saved Property Preferences under settings.

(Back to Top)

Criteria Glossary - Copyright © 2007 - 2019 PropertyRadar

Did this answer your question?